Essential Plus Checking 

Oconee State Bank's Essential Plus Checking account rewards you for your relationship. Essential Plus Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance, and much more- all while paying you a competitive interest rate!

Rewarding your relationship

 Great interest on your checking balance

Offering you our best interest rate.

 

 Anywhere Banking Tools

Free access to Online banking, mobile banking, mobile deposit, bill pay, eStatements. VISA Debit Card, 24/7 VISA debit card fraud monitoring. Apple Pay, Samsung Pay, Google Pay.

Billshark 4

Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Bazing Fuel 5

Earn $0.10/gal for up to 20 gallons each month with just 15 debit card swipes.

Shop Local, Save Local 1

Local discounts and national retailer deals to save you money on shopping, dining, travel, and more. Savings from national and local businesses, including many of your favorite retailers and restaurants- all from the convenience of your Remarkable Perks+ app or online.

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Cell Phone Protection 2, 3

Pay your cell phone bill with your Bazing checking account, and you're covered.  We'll pay to have it repaired or replaced, up to $800 per claim (maximum of $1,600 per year).

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ID Theft Aid 2, 3, 4

Personal Identity Theft Benefit:  Receive up to $2500 reimbursement for covered expenses you incur to restore your identity

Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity, including public records, change of address, social security, and non-credit loans. 

Credit Monitoring and Credit Report:  Monitor changes and new activity on your credit report and review your credit report quarterly. 

Identity Monitoring:  Monitors the dark web to identify activity associated with your identity, including public records, change of address, social security, and non-credit loans. 

Roadside Assistance

Available 24/7 and free to use, up to $80 in covered charges. Covered services include towing assistance, battery service, flat tire assistance, fuel, oil, fluid, water delivery, lock-assistance, collision assistance and extrication assistance.

$10,000 Travel Accidental Death Coverage 3

Peace of mind for the unexpected. Covers loss of life due to an accident while traveling by licensed common carrier (airplane, bus, taxi, train) or as a private passenger in an automobile.

Financial Wellness 4

Financial Wellness, powered by Gentreo, helps you create specific and legally binding documents such as wills, Health Care Proxies, Powers of Attorney, and more.

 

Pet Insurance 4

Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more.

File Your Taxes 4

Get your federal tax return filed for FREE with FileYourTaxes.com.

 Minimum balance requirements

Maintain a minimum daily balance of $1,500, and we'll waive the monthly maintenance fee. Only $50 opening deposit to get started.

 Monthly maintenance fee

All for just $8 per month. Maintain a minimum daily balance of $1,500, and we'll waive the monthly maintenance fee.

Monthly statement fee

Essential Plus Checking accounts are subject to a $5 per month statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

2 Subject to the terms and conditions detailed in the Guide to Benefits.

3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

4 Requires additional activation to begin.

5 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

 

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