Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Make Saving Simple. Make Giving Possible.

Round up every debit card purchase into savings — or choose to support The Remarkable Foundation. Build towards what matters most. Enroll in SaveUp by calling or emailing our Digital Solutions Center — or visit any Retail team member.

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Stay Secure This Season

As Spring arrives, remember to keep your digital life safe. Learn simple steps to protect your information online.

Fraud Resources

Personal Banking
at its absolute best.

Experience our new Digital Banking Suite today!

More banking on the go! Experience the new Oconee State Bank mobile app.

System Requirements:
Current version 4.12 as of March 2018
iOS 10.1 or higher for iPhone® and iPad® devices
Android 5.0 or higher for Android™ devices

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  • New direct debit Netflix.com
    $14.99
  • You’ve received money Payment from Sophie
    $78.24

Business Banking
has never been easier.

Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

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We're a bank that's
built to serve our
community.

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We're proud to have locations in:
  • Watkinsville
  • Athens
  • Bogart
  • Gwinnett
  • Macon
  • Elberton