October is Cybersecurity Awareness Month! Stay alert and protect your information. Never share passwords, PINs or security codes with an unexpected caller. Be cautious of anyone creating urgency or pressure. When in doubt, hang up and call us directly using a trusted number.

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Construction Loans

Oconee State Bank specializes in Single Family Residential Construction Loan accounts!

Let us help you build your dream house! For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Benefits:
    - Low closing costs

    - Loan decisions made locally

    - Permanent loans available

    - Courteous and professional service