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Basic Checking

Oconee State Bank's Basic Checking account offers all the basics for your everyday banking needs.

The basics for your everyday needs.

Free access to online banking, mobile banking, mobile deposit, bill pay, eStatements, VISA debit card, 24/7 VISA debit card fraud monitoring, Apple Pay, Samsung Pay, and Google Pay.

  • Minimum balance requirements
    Maintain a $100 minimum balance and you will not incur a monthly maintenance fee. Only $50 opening deposit to get started.
  • Monthly maintenance fee
    Get the basics for just $7 per month. A service charge is not assessed if you maintain a minimum daily balance of $100.
  • Monthly statement fee
    This account is subject to a $5 paper statement fee. The paper statement fee is not assessed if you enroll in eStatements.