Fraud Alert: Beware of Call Spoofing! Scammers may make calls appear to come from Oconee State Bank. Never share passwords, PINs or security codes with an unexpected caller. If you’re unsure, hang up and call us directly at a trusted number.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Meet the Oconee State Bank Team

Executive Leadership Team

  • Neil Stevens
    Neil Stevens

    President & CEO

  • Jim McLemore
    Jim McLemore

    EVP, Chief Financial Officer

  • John Davis
    John Davis

    EVP, Chief Innovation Technology Officer

  • Cristi Donahue
    Cristi Donahue

    EVP, Chief Administrative Officer

  • Andy Flowers
    Andy Flowers

    EVP, Chief Deposit Officer

    LEARN MORE

  • Bryan Harris
    Bryan Harris

    EVP, Chief Credit Officer

  • Mike Hill
    Mike Hill

    President, Trio South Bank

  • Selena Ruth
    Selena Ruth

    EVP, Chief Human Resources Officer

  • Michael Thigpen
    Michael Thigpen

    EVP, Chief Lending Officer

    LEARN MORE

Commercial Lending Team

  • Michael Thigpen
    Michael Thigpen

    EVP, Chief Lending Officer

    LEARN MORE

  • Alan Brown
    Alan Brown

    VP, Commercial Lender
    Oconee

    LEARN MORE

  • Daryl Cohen
    Daryl Cohen

    VP, Commercial Lender
    Middle Georgia

    LEARN MORE

  • Phillip Edwards
    Phillip Edwards

    SVP, Community President
    Athens

    LEARN MORE

  • Adam Frangos
    Adam Frangos

    VP, Commercial Lender
    Gwinnett

    LEARN MORE

  • Joe Godfrey
    Joe Godfrey

    SVP, Community President
    Gwinnett

    LEARN MORE

  • John Hunter
    John Hunter

    SVP, Community President
    Tri-Cities

    LEARN MORE

  • Hal Jackson
    Hal Jackson

    SVP, Community President
    Oconee

    LEARN MORE

  • Baxter James
    Baxter James

    VP, Commercial Lender
    Middle Georgia

    LEARN MORE

  • Rob Matthews
    Rob Matthews

    SVP, Commercial Lender
    Oconee

    LEARN MORE

  • Dustin Vernon
    Dustin Vernon

    SVP, Community President
    Statesboro

    LEARN MORE

Financial Center Management

  • Andy Flowers
    Andy Flowers

    EVP, Chief Deposit Officer

    LEARN MORE

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton & TRF Employee Board Member

  • Travis Eggleston
    Travis Eggleston

    AVP, Financial Center Manager
    Bogart

  • Jenny Farias
    Jenny Farias

    AVP, Financial Center Manager
    Gwinnett & TRF Employee Board Member

  • Shannon Ford
    Shannon Ford

    VP, Financial Center Manager
    Athens

  • Kevin Jones
    Kevin Jones

    VP, Director of Treasury Management

  • Angie McDaniel
    Angie McDaniel

    VP, Financial Center Manager
    Main Office

  • Lisa Marie Pierce
    Lisa Marie Pierce

    AVP, Financial Center Manager
    Middle Georgia

Small Business Administration Team

  • Tareasa Harrell
    Tareasa Harrell

    SVP, SBA Director

  • Tammy Hodge
    Tammy Hodge

    SBA Operations Specialist

  • Debra Schumacher
    Debra Schumacher

    VP, SBA Loan Closing Specialist & TRF Employee Board Member

  • Ray Wall
    Ray Wall

    VP, SBA Development Officer

  • Chris Wallace
    Chris Wallace

    First VP - SBA Sales Manager & Business Development Officer

  • Monica Wright
    Monica Wright

    VP, SBA Operations Manager

The Remarkable Foundation Employee Board

  • Brooke Waters
    Brooke Waters

    VP, Director of Marketing & Business Development & TRF Employee Board Member

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton & TRF Employee Board Member

  • Michelle Elder
    Michelle Elder

    Commercial Lending Specialist & TRF Employee Board Member

  • Jenny Farias
    Jenny Farias

    AVP, Financial Center Manager
    Gwinnett & TRF Employee Board Member

  • Kim Jones
    Kim Jones

    Executive Assistant to the President/CEO & TRF Employee Board Member

  • Austin Payne
    Austin Payne

    Capital Markets Analyst | Loan Partner & TRF Employee Board Member

  • Debra Schumacher
    Debra Schumacher

    VP, SBA Loan Closing Specialist & TRF Employee Board Member

  • Lesley Anne Tanner
    Lesley Anne Tanner

    AVP, Financial Center Manager
    Macon & TRF Employee Board Member

  • Mitchell Vernon
    Mitchell Vernon

    Deposit Operations Specialist & TRF Employee Board Member

  • Dani Williams
    Dani Williams

    VP, Loan Administration & TRF Employee Board Member