This season of gratitude, we’re thankful for the customers, businesses, and communities who place their trust in us every day. Thank you for being part of our family.

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Commercial Lending Team

Phillip Edwards

SVP, Community President: Athens
[email protected]
(706) 310-2180
(678) 316-4870

Phillip Edwards brings 25 years of experience to his work with business owners and professionals. He specializes in medical, commercial, industrial, and owner-occupied credit financing, providing solutions designed to meet unique business needs. Phillip is passionate about supporting clients in a true community bank environment where relationships come first.