Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

VISA® Business Credit Cards

Oconee State Bank’s VISA® Business Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Accepted around the world.
You’ll benefit from convenience and security whenever you use your card.

To report a card lost or stolen, please call 1-866-598-1769

Click here to access Card Manager.

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  • Platinum Visa® Card
    No annual fee

    15.25% Annual Percentage Rate based on Prime Rate

    VISA Zero Liability

    Manage business expenses anytime with Card Manager
  • Cash Back Platinum Visa® Card
    $79 annual fee

    1% Cash back on all qualifying purchases up to $100,000 annually

    13.25% Annual Percentage Rate based on Prime Rate

    Manage business expenses anytime with Card Manager
  • Commercial Purchasing Card (PCard)
    Great for unlimited cardholders

    Tiered Rebate Structure

    Real Time control of cards, increase/decrease limits, see approvals/declines, turn cards on or off

    Customized Online Expense Management Portal