SVP Commercial Lender
Rob specializes in commercial real estate (owner and non-owner occupied), commercial construction, commercial equipment, and business lines of credit. With over 36 years of experience, Rob works diligently with each customer to ensure the smoothest loan process possible. In his free time, you can find him spending time with his daughter, playing golf, or attending any UGA sporting event. Go Dawgs!
(706) 769-3626
VP Commercial Lender
As a commercial lender, Brown specializes in residential construction and raw land financing. Alan has over 25 years of experience in Commercial Lending and Banking. He brings great knowledge to clients in several areas, providing great service. In his free time, he enjoys golfing, fishing and target shooting.
(706) 769-3313
Community President, Oconee
Specializing in commercial construction, small business lending, commercial equipment loans, owner and non-owner occupied commercial real estate loans, and commercial lines of credit, Hal brings a great amount of experience and knowledge. With over 20 years of experience, Hal has a demonstrated history of working in the banking industry, providing unmatched service to his clients. Hal loves attending UGA sporting events as well as spending time with his family and playing golf.
(706) 769-3618
Community President, Athens
Specializing in business loans, 504 & 7(a) loans for commercial clients, medical lending, owner-occupied properties and rental properties, Chad loves helping businesses grow and is always eager to help in any way possible. In his free time, he enjoys snow skiing, traveling with his family, spending time with friends, and watching his three kids play sports!
(706) 310-2180 | (678) 316-4870 (cell)
Community President, Athens
Phillip specializes in Commercial Lending for expansion, construction, purchasing needs. Offering small business lending, commercial equipment loans, owner and non-owner occupied commercial real estate loans, and commercial lines of credit. Industries include medical, legal, commercial real estate, and multi-family investors. Phillip builds relationships with his clients to ensure satisfaction through the entirety of the loan process. He enjoys spending time with his kids, wife, and new puppy!
(706) 310-2180 | (678) 316-4870 (cell)
SVP Community President, Gwinnett
Joe specializes small business lending, commercial equipment loans, commercial construction, owner and non-owner occupied commercial real estate loans, and commercial lines of credit. While lending is a vital part of banking, Joe believes that relationships that include multiple products offered by the bank provides the foundation for a long and sustainable relationship with his clients.
(678) 983-9425 | (770) 616-4741 (cell)
Michael Thigpen 
Regional President
Michael brings 20+ years of banking experience to the table. He specializes in commercial real estate, equipment, operating lines of credit and agricultural lending. Michael holds a BBA in Finance from Georgia Southern University, where he was a student athlete on the Eagle baseball team. Additionally, he is a graduate of the Graduate School of Banking at LSU. Michael brings a broad array of lending and cash management experience to his client base, providing them with proven solutions to help their businesses thrive. Michael enjoys classic car/truck hot rods, NHRA drag racing, college football, hunting, The Andy Griffith Show and whatever his three daughters want him to do.
(912) 531-4453