At Oconee State Bank, it is our desire to serve you both now and in the future. With our diverse line of business products and services, you can count on us to meet your needs.
In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.
-Social Security or taxpayer ID number
-Unexpired Government issued ID or driver's license, military ID, or passport
-Proof of physical address, date of birth, phone number(s), and email address
Click here for a complete list of documents we may request to open your business account.
Small Business Checking |
Performance Business Checking |
Commercial Checking (Analysis) |
||
|---|---|---|---|---|
| Opening Deposit |
$50 |
$50 |
$50 |
|
| Minimum balance or other requirements |
None |
$10,000 minimum balance |
None |
|
| Monthly service fees |
$10 |
Only $15 monthly charge if minimum balance falls below $10,000 |
Only $15 monthly service charge |
|
| Per item charges1 |
$0.25 per transaction over 150 |
$0.25 pertransactionover 250 |
Please contact us for more detailed information |
|
| Competitive Interest |
No |
Yes |
No |
|
| Earnings Credit |
No |
No |
Yes! Earnings credit may offset some activity and other fees.(Please contact us for detailed information) |
|
| FREE Visa Debit Card FREE ATM Transactions at Oconee State Bank locations |
Yes |
Yes |
Yes |
|
| FREE Online Banking, Bill Pay & eStatements FREE 24/7 Telephone Banking |
Yes2 |
Yes2 |
Yes2 |
|
| *Live Personal Bankers Available |
Yes |
Yes |
Yes |
1Transaction items include deposits, deposited items, checks paid, and electronic items
2Enroll in eStatements to avoid a $5.00 monthly paper statement fee
*Bank rules and regulations apply