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Oconee State Bank, Watkinsville, GA

Business Checking

At Oconee State Bank, it is our desire to serve you both now and in the future. With our diverse line of business products and services, you can count on us to meet your needs.
 

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

-Social Security or taxpayer ID number
-Unexpired Government issued ID or driver's license, military ID, or passport

-Proof of physical address, date of birth, phone number(s), and email address   

Click here for a complete list of documents we may request to open your business account.


Small Business Checking 

Performance Business Checking

 Commercial Checking

(Analysis)

Opening Deposit
$50
$50
$50

Minimum balance or other requirements
None
$10,000 minimum balance
None

Monthly service fees
$10
Only $15 monthly charge if minimum balance falls below $10,000
Only $15 monthly service charge

  Per item charges1  
$0.25  per transaction over 150
$0.25  per
transaction
over 250
Please contact us for more detailed information

Competitive Interest
No
Yes
No

Earnings Credit
No
No
Yes! Earnings credit may offset some activity  and other fees.
(Please contact us for detailed information)

FREE Visa Debit Card FREE ATM Transactions at Oconee State Bank locations
Yes
Yes
Yes

FREE Online Banking, Bill Pay & eStatements
FREE 24/7 Telephone Banking 
Yes2
Yes2
Yes2

*Live Personal Bankers Available
Yes
Yes
Yes

1Transaction items include deposits, deposited items, checks paid, and electronic items

2Enroll in eStatements to avoid a $3.00 monthly paper statement fee

*Bank rules and regulations apply

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