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Oconee State Bank, Watkinsville, GA


Insured Money Market

An Insured Money Market account gives you flexibility and easy access to your funds while earning higher interest rates on higher balances.

  • Only $50 to open an account
  • Tiered interest – the more you save, the more you earn!
  • Competitive Interest
  • A service charge of $7.50 will be assessed every statement cycle if the balance in the account falls below $1,000 any day of the cycle
  • Monthly statement fee
    • Accounts are subject to a $5 per month statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.
  • $5 will be assessed for each additional debit transaction (withdrawal, automatic or pre-authorized transfer, ATM withdrawal, or payment out of this account) in excess of six (6) during a quarter

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

-Social Security or taxpayer ID number
-Unexpired Government issued ID or driver's license, military ID, or passport
-Proof of physical address, date of birth, phone number(s), and email address 



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