Over the past several years, Internet threats have evolved and increased significantly. Cyber criminals continue to target Financial Institutions and their customers in an effort to compromise security controls, take over online accounts, and perform fraudulent electronic transactions. 

In an effort to keep our customers and their accounts safe, Oconee State Bank has implemented strong security measures across all online and mobile banking systems. In addition to strong user name and password requirements, all online banking systems have an additional layer of authenticating technology, known as Multi Factor Authentication. These measures help ensure that your online banking sessions are safe and secure.

Online Banking Security Tips

• Do not open email from unknown sources. Be suspicious of emails claiming to be from a financial institution, government department, or other agency requesting account information, account verification, or banking access credentials such as usernames, passwords, PIN codes, and similar information. Opening file attachments or clicking on web links in suspicious emails could expose your system to malicious code that could hijack your computer.
  
• Oconee State Bank will never email, call or otherwise ask you for your user name, password or other electronic banking credentials.
• If an email claiming to be from your financial institution seems suspicious, checking with your financial institution may be appropriate.
• Install anti-virus and spyware detection software on all computer systems. Free software may not provide protection against the latest threats compared with an industry standard product.
• Update all of your computers regularly with the latest versions and patches of both anti-virus and anti-spyware software.
• Ensure computers are patched regularly, particularly operating systems and key applications.
• Install a dedicated, actively managed firewall, especially if using a broadband or dedicated connection to the Internet, such as DSL or cable. A firewall limits the potential for unauthorized access to your network and computers.
• Check your settings and select, at minimum, a medium level of security for your browser.
• Clear the browser cache before starting any online banking session to eliminate copies of web pages that have been stored on the hard drive. How the cache is cleared depends on the browser and version you are using. This function is generally found in the browser's preferences menu.
  
• If at any time you notice suspicious account activity, contact us immediately at 706-769-6611.

Credit Reporting Agencies

Periodically checking your credit is a great way to confirm you have not been a victim of identity theft.

• Equifax: 800-685-1111; www.equifax.com
  
• Experian: 888-EXPERIAN (888-397-3742); www.experian.com
  
• TransUnion: 800-916-8800; www.transunion.com
  

Click HERE to access the FDIC's Cybersecurity Guide for Consumers

Click HERE to access the FDIC's Cybersecurity Guide for Businesses