All Oconee State Bank locations will operate on normal business hours on Monday, February 2. Thank you to our customers and communities for your patience and understanding during the recent weather impacts. We are truly grateful for your continued trust and look forward to welcoming you back in our offices.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Consumer Loans

Oconee State Bank's Personal Consumer Loan accounts are built on a tailored solution that meet your individual financial needs.

We offer a wide spectrum of consumer loan options and deliver each with prompt, friendly service. For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Features:
    - Competitive fixed rates

    - Fast and local decisions
  • Examples of Consumer Loans:
    - Personal Loans

    - Automotive or Truck Loans

    - Boat Loans

    - Small Aircraft Loans