All Oconee State Bank locations will operate on normal business hours on Monday, February 2. Thank you to our customers and communities for your patience and understanding during the recent weather impacts. We are truly grateful for your continued trust and look forward to welcoming you back in our offices.

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Commercial Lending Team

Adam Frangos

VP, Commercial Lender: Gwinnett
[email protected]
(505) 504-8945

Adam Frango helps business owners and professionals make confident financial decisions that fuel growth and stability. With a strong background in commercial and business banking, he partners with clients to optimize cash flow, structure financing, and navigate complex challenges. Known for his ability to listen and deliver practical strategies, Adam is committed to being more than a banker — he is a trusted partner invested in long-term success.