Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Commercial Lending Team

Adam Frangos

VP, Commercial Lender: Gwinnett
[email protected]
(505) 504-8945

Adam Frango helps business owners and professionals make confident financial decisions that fuel growth and stability. With a strong background in commercial and business banking, he partners with clients to optimize cash flow, structure financing, and navigate complex challenges. Known for his ability to listen and deliver practical strategies, Adam is committed to being more than a banker — he is a trusted partner invested in long-term success.