Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Commercial Lending Team

Baxter James

VP, Commercial Lender: Middle Georgia
[email protected]
(478) 521-8151

Baxter James brings 25 years of commercial banking experience, working with businesses across a variety of industries. A Georgia Southern University graduate, Baxter is passionate about music, coaching youth sports, and serving the community. He and his wife, Christi, have four sons and stay active with sports, music, and local events.