All Oconee State Bank locations will operate on normal business hours on Monday, February 2. Thank you to our customers and communities for your patience and understanding during the recent weather impacts. We are truly grateful for your continued trust and look forward to welcoming you back in our offices.

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Commercial Lending Team

Baxter James

VP, Commercial Lender: Middle Georgia
[email protected]
(478) 521-8151

Baxter James brings 25 years of commercial banking experience, working with businesses across a variety of industries. A Georgia Southern University graduate, Baxter is passionate about music, coaching youth sports, and serving the community. He and his wife, Christi, have four sons and stay active with sports, music, and local events.