Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Commercial Lending Team

Rob Matthews

SVP, Commercial Lender: Oconee
[email protected]
(706) 769-3626

With over 40 years in banking — including more than 20 at Oconee State Bank — Rob Matthews brings unmatched expertise to his clients. He specializes in commercial lending and is passionate about helping businesses find the right financial solutions to grow and prosper. Rob’s experience and dedication make him a trusted advisor for business owners across the community.