All Oconee State Bank locations will operate on normal business hours on Monday, February 2. Thank you to our customers and communities for your patience and understanding during the recent weather impacts. We are truly grateful for your continued trust and look forward to welcoming you back in our offices.

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Commercial Lending Team

Rob Matthews

SVP, Commercial Lender: Oconee
[email protected]
(706) 769-3626

With over 40 years in banking — including more than 20 at Oconee State Bank — Rob Matthews brings unmatched expertise to his clients. He specializes in commercial lending and is passionate about helping businesses find the right financial solutions to grow and prosper. Rob’s experience and dedication make him a trusted advisor for business owners across the community.